By working with us to understand your financial position you will have a better understanding of the accommodation you can readily afford.

This is a great question. The answer is predicated upon your financial resources as well as your time line. The greater the financial resources the greater your choice. Buying is a better option if you plan to reside their for four years or longer.

 All Lenders evaluate the risk of not getting their money back. Their willingness to lend to you will be based upon a combination of your credit score, the largess  and source of your down payment, your current employment  status and work history.

Total cost of purchasing a home includes the following above and beyond the agreed purchase price. Land transfer tax; home insurance; mortgage insurance if the downpayment is less then 5 %; legal fees.